1. Fake Payment Requests: Scammers pose as friends or companies asking for urgent money. Always verify the request through a different method before sending money.
2. Overpayment Scams: A scammer sends «too much» and asks for a refund, but their payment is fake. Wait for payment confirmation before issuing refunds.
3. Non-Delivery of Goods: Sellers disappear after receiving payment. Only use Zelle with trusted individuals.
4. Impersonation Scams: Scammers pretend to be your bank or a business asking for payment via Zelle. Contact your bank directly if unsure.
5. Account Takeover: Scammers access your accounts and send money. Use strong passwords and two-factor authentication.
6. Fake Customer Service: Scammers posing as support agents ask for money or sensitive info. Only use official numbers from bank websites.
Tip: Only send money to trusted contacts and avoid using Zelle for purchases.
